Why Trust Recovery Guide List Of the Top Online Therapy Providers In The United States
AddictionResource.net has compiled a list of the 10 best online therapy platforms serving clients across the country. The following providers were chosen based on criteria such as therapist credentials and licensing, HIPAA compliance, insurance acceptance, platform accessibility, and client satisfaction ratings. View our ranking methodology here.
Top features may include:
- accreditations
- Google ratings
- client testimonials
Disclosure: These online therapy providers are selected by our editorial team based on independent research. This list includes some of the top-rated options but is not exhaustive. Learn more about our criteria.
Paid advertisements may appear on this page and are always clearly identified.
This list is in alphabetical order and not in order of ranking. All facilities that made the list are equal.
#1 Amwell
Amwell is a comprehensive telehealth platform that offers therapy, psychiatry services, and medical care through a network of more than 350 licensed mental health professionals nationwide. The platform accepts dozens of major insurance providers, including Aetna, Cigna, and United Healthcare, and many clients only pay their copays rather than full session fees.
Therapy sessions cost $99-$129 without insurance and fluctuate depending on the therapist’s credentials, while psychiatry consultations start at $269 for initial visits. All therapists are doctoral-level psychologists or master’s-level clinicians licensed in their respective states. The platform is HIPAA-compliant with encrypted video sessions.
Amwell offers 45-minute therapy appointments to individuals ages 10 and older, and they treat anxiety, depression, stress, PTSD, OCD, and other conditions. They also provide psychiatric services for medication management for those aged 18 and older. The user-friendly app and website allow clients to browse provider profiles, select therapists based on specialties and credentials, and book appointments.
Location
N/A (fully web-based)
Phone number
877-410-5548
Website
https://patients.amwell.com/
#2 BetterHelp
BetterHelp is the world’s largest online therapy platform. Since its founding, the platform has served over 5 million people across more than 100 countries. BetterHelp maintains a network of over 23,000 licensed therapists, including psychologists, licensed clinical social workers, licensed professional counselors, and licensed marriage and family therapists, all of whom are credentialed in their respective states.
The subscription-based model costs between $260 and $400 monthly, with pricing varying by location, therapist availability, and demand. As of January 2026, BetterHelp began to accept select insurance plans, including Cigna, UnitedHealthcare, Aetna, and Optum in limited states, with plans for nationwide expansion. The platform also accepts HSA/FSA cards and offers financial assistance that can reduce costs by 10-40% for those in need.
Subscriptions include one weekly live session via video, phone, or live chat, plus unlimited asynchronous messaging with therapists between sessions, access to group therapy sessions, and self-help resources. The HIPAA-compliant platform uses bank-grade 256-bit encryption for secure communication. Members can switch therapists at any time and cancel subscriptions without penalty.
Location
3155 Olsen Dr.
Suite #375
San Jose, CA 95117
Phone number
888-688-9296
Website
https://www.betterhelp.com/
#3 Brightside Health
Brightside Health specializes in treating anxiety, depression, and related mood disorders through therapy and psychiatry services nationwide for individuals aged 13 and older. The platform is in-network with most major providers, including Aetna, Cigna, Anthem, UnitedHealthcare, Medicare, and Medicaid, with average copays ranging from $15-$30 per session.
Self-pay options include standalone therapy at $299 monthly for weekly 45-minute sessions, psychiatry alone at $95 monthly, or both services bundled at $349 monthly. The platform offers same-day and next-day appointments, with 92% of patients meeting clinicians within five days.
Their unique offerings include a suicide prevention program for high-risk individuals, teen-centric services, and virtual intensive outpatient programs. The HIPAA-compliant platform uses proprietary AI that analyzes more than 100 data points to optimize its prescription recommendations. You can also send asynchronous messages between scheduled appointments for ongoing support.
Location
N/A (fully web-based)
Phone number
415-360-3348
Website
https://www.brightside.com/
#4 Calmerry
Calmerry is a subscription-based platform that offers services to individuals aged 18 and older throughout the US. The platform’s licensed therapist network includes clinical psychologists, professional counselors, clinical social workers, and marriage and family therapists, all of whom hold master’s or doctoral degrees.
Monthly subscriptions range from $228-$360 depending on the plan you choose. The basic option ($200 monthly) features unlimited text messaging, while higher tiers add one or four 30-minute live video sessions per month. Calmerry doesn’t accept insurance but provides receipts for potential reimbursement. The platform offers a 20% first-month discount and financial aid, which can reduce costs by up to 30%.
All therapists are licensed in their states and trained in evidence-based approaches that treat anxiety, depression, stress, grief, trauma, and relationship concerns. The HIPAA-compliant platform has bonus features like mood-tracking chatbots, guided journaling, and an extensive self-help library.
Location
108 West 13th St.
Wilmington, New Castle, DE 19801
Phone number
844-740-2144
Website
https://calmerry.com/
#5 Doctor on Demand
Doctor on Demand offers mental health services in addition to urgent care and primary care. The platform serves more than 98 million Americans through partnerships with major employers and insurance providers, including Blue Cross Blue Shield, Wellmark, Regence, Healthnet Federal Services, and Humana Military.
Without insurance, therapy sessions start at $134 for 25-minute consultations, $299 for initial 45-minute psychiatry evaluations, and $129 for 15-minute psychiatric follow-ups. For covered visits, clients typically have $0 copays. The platform offers same-day appointments with board-certified psychiatrists and licensed psychologists with an average of 15 years of clinical experience.
Sessions are 25 or 50 minutes long and offer a collaborative care model where patients can work with therapists, psychiatrists, and primary care physicians simultaneously. The HIPAA-compliant platform is available nationwide for individuals aged 18 and older, with therapy services for adolescents aged 10 and older with parental consent.
Location
One California Street
Suite 2300
San Francisco, CA 94111
Phone number
800-997-6196
Website
https://doctorondemand.com/
#6 Grow Therapy
Grow Therapy is a nationwide platform that connects clients with over 25,000 licensed mental health professionals, including therapists, psychologists, clinical social workers, and psychiatrists. The platform accepts insurance from over 120 providers, which is more than any other online therapy service, including Aetna, Anthem, Blue Cross Blue Shield, UnitedHealthcare, Cigna, Medicare Advantage, and select Medicaid plans.
Unlike subscription-based platforms, Grow Therapy operates on a pay-per-session model with no monthly fees. With insurance, sessions average $21 per visit, but costs range from $0-$50 depending on coverage. Without insurance, self-pay rates range from $75-$200 per session, and many providers offer sliding scales.
Clients can use filters to narrow their search by specialties, therapeutic approaches, cultural background, language, gender identity, and insurance acceptance. Both virtual and in-person appointments are available. Appointments can typically be scheduled within two days of signup.
Location
N/A (fully web-based)
Phone number
646-687-9932
Website
https://growtherapy.com/
#7 Headway
Headway connects clients with insurance-accepting providers across all 50 states. The platform partners with more than 100 major insurance plans, including Aetna, Anthem, Blue Cross Blue Shield, Cigna, UnitedHealthcare, and Medicare. It also features more than 48,000 licensed mental health professionals who offer both virtual and in-person appointments for children aged 6 and older, adolescents, adults, and families.
Unlike subscription platforms, Headway operates entirely on an insurance-based model with no cash-pay options. Clients typically pay standard insurance copays that range from $20-$50 per session, with sessions usually lasting 60 minutes. The platform itself is completely free to use with no membership fees or subscription costs.
The HIPAA-compliant service allows clients to search and filter providers by specialty, language, ethnicity, gender, therapeutic modality, and appointment type. Headway handles all insurance verification, billing, and payment processing, and many providers offer appointments within days of signup.
Location
New York
Phone number
N/A
Website
https://headway.co/
#8 MDLive
Since 2009, MDLive has offered mental health services in addition to urgent care, primary care, and dermatology across the United States and Puerto Rico. The platform features approximately 1,000 licensed therapists and board-certified psychiatrists, all of whom have an average of 15 years of clinical experience.
Mental health services are available for individuals aged 10 and older, with therapy sessions costing $179 for initial 45-60 minute appointments and $140 for follow-ups without insurance. Psychiatry consultations cost $299 for the initial session and $159 for subsequent medication management. With insurance, copays cost an average of $0-$30 per session. MDLive accepts major insurers, including Cigna, Humana, Blue Cross Blue Shield, Aetna, and select Medicare and Medicaid plans.
The HIPAA-compliant platform operates 24/7/365 with appointments available via phone or video. Initial therapy appointments can typically be scheduled within five days, with 66% of users securing appointments within three days.
Location
3350 SW 148th Avenue
Suite 300
Miramar, FL 33027
Phone number
800-400-6354
Website
https://www.mdlive.com/
#9 Online-Therapy.com
Online-Therapy.com is a specialized CBT-focused platform founded in 2009 by Carl Nordström. It’s available throughout the US as well as Canada, the UK, Ireland, and Australia. The platform serves adults aged 18 and older, and offers therapy for individuals and couples. All therapists hold master’s or doctoral degrees with required proficiency in CBT techniques.
It’s a subscription-based service that offers three tiered plans ranging from $240-$480 monthly, with a 20% discount for the first month. The Basic plan provides self-guided CBT coursework with therapist messaging; the Standard plan adds one 45-minute weekly session; and Premium includes two weekly sessions. All plans include unlimited weekday messaging, an eight-section CBT course, 25 worksheets, guided journaling, yoga videos, and progress tracking.
Online-Therapy.com doesn’t accept insurance but provides receipts for potential reimbursement. The platform accepts HSA and FSA payments.
Location
N/A (fully web-based)
Phone number
N/A
Website
https://www.online-therapy.com/
#10 Talkspace
Talkspace serves more than 1 million users nationwide and offers both therapy and psychiatry services for individuals aged 13 and older, couples, and teens. The platform maintains a diverse network of licensed therapists, psychologists, psychiatrists, and psychiatric nurse practitioners credentialed across the country, with more than one-third identifying as BIPOC and 30% experienced in LGBTQIA+ care.
Talkspace accepts most major insurance plans, including Cigna, Optum, Aetna, TRICARE, Anthem, traditional Medicare, and select Medicare Advantage plans. Insured members typically pay $0-$15 copays, and without insurance, therapy subscriptions range from $276-$436 monthly. There is also a messaging-only plan at $276, while comprehensive plans with weekly videos and workshops at $436. Psychiatry services are billed separately at $299 for initial evaluations and $175 for follow-ups.
The HIPAA-compliant platform offers flexible communication like asynchronous messaging plus live sessions via video, audio, or chat. Users typically match with therapists within the first two days.
Location
Payer Claims
2578 Broadway #607
New York, NY 10025
Phone number
N/A
Website
https://www.talkspace.com/
Frequently Asked Questions About Online Therapy Providers
Choosing an online therapy provider comes with important questions about quality, cost, privacy, and what to expect. The FAQs below address the most common concerns to help you make an informed and confident decision.
Is Online Therapy As Effective As In-Person Therapy?
Yes, research consistently shows online therapy is as effective as in-person therapy for treating common mental health conditions (anxiety, depression, stress, and trauma).
Multiple studies have demonstrated that virtual sessions produce comparable outcomes to traditional face-to-face therapy.
Some individuals even prefer online therapy’s accessibility and convenience, which can lead to better treatment adherence.
However, online therapy may not be suitable for severe psychiatric conditions, active substance use disorders requiring intensive treatment, or situations requiring immediate crisis intervention.
How Much Does Online Therapy Cost, And Is It Covered By Insurance?
Online therapy costs vary widely by platform and payment method.
- With insurance, many clients pay $0-$50 copays per session through platforms accepting major providers like Aetna, Cigna, and UnitedHealthcare.
- Without insurance, subscription-based services range from $240 to $480 monthly, while pay-per-session platforms charge $75-$300 per appointment.
Some platforms offer financial aid, sliding scale fees, or accept HSA/FSA cards.
Insurance coverage depends on your specific plan and whether the platform is in-network, so be sure to verify your benefits before starting treatment.
How Does Online Therapy Work And What Can I Expect?
Getting started typically involves creating an account, completing a brief questionnaire about your concerns and preferences, and being matched with or selecting a licensed therapist.
Most platforms offer multiple communication options like live video sessions, phone calls, and asynchronous messaging.
You’ll likely have your initial appointment within 2 to 7 days of signing up.
Sessions typically last 45-60 minutes and follow traditional therapy structures of building rapport, discussing challenges, developing coping strategies, and setting goals.
You can also message your therapist between sessions on most platforms.
Addiction Resource aims to provide only the most current, accurate information in regards to addiction and addiction treatment, which means we only reference the most credible sources available.
These include peer-reviewed journals, government entities and academic institutions, and leaders in addiction healthcare and advocacy. Learn more about how we safeguard our content by viewing our editorial policy.
- Ranking methodology
https://www.addictionresource.net/ranking-methodology/ - independent research
https://www.addictionresource.net/editorial-process/ - criteria
https://www.addictionresource.net/how-we-choose/ - Paid advertisements
https://www.addictionresource.net/advertising-policy/