One of the primary reasons people don’t get help for their addiction to drugs or alcohol is because treatment can be expensive. Living with an addiction can hurt you financially, so it’s common for people who are trying to recover to have financial issues.
This is why it’s important to understand ways that you can afford treatment, so you can begin to live the life that you deserve. Drug and alcohol rehab centers that accept Cigna insurance can assist you on the road to recovery and give you the best care possible.
If you have a Cigna insurance plan, it’s important to understand how your coverage works.This can help you make a better decision when you’re getting ready to go into a treatment facility.
By having an understanding about how insurance helps with the cost of treatment, you’ll know which type of care is going to be right for you.
When it comes to addiction, you sometimes only have one chance to get sober. Knowing your options will help improve your chances of a successful outcome upon completing treatment.
Rehab Centers That Accept Cigna Insurance
For many years, people believed that addiction was simply a person who was making bad decisions and could stop whenever they wanted to. Because of this misconception, there was a long time in which health insurance did not help cover the cost of treatment.
Over recent decades, there have been many studies in the realm of addiction treatment, and we now have a much better understanding about this disease. Science has proven that the brain of someone struggling with an addiction is much different than the average human brain.
In recent years, new laws were passed with the Affordable Care Act to help ensure you get help for your addiction and that it’s covered by your insurance plan.
Now, drug and alcohol rehab centers accept insurance plans such as Cigna because private and commercial plans are required to provide addiction treatment coverage.
Since your Cigna plan is going to be covering a majority of the cost for addiction treatment, it’s important to understand which rehab facilities will take your insurance.
Addiction treatment can be expensive, so your insurance company wants to ensure that you’re getting the best care possible to minimize your chances of relapse.
You’ll be able to use Cigna insurance for addiction treatment when the treatment center is using evidence-based treatment methods.
These various treatment methods have been scientifically proven to help people recover from addiction, so you’ll also know that you’re in good hands.
Depending on your insurance policy, you may have a portion to pay due to a deductible or co-pay. The good news is that many treatment centers want to help you recover and offer a variety of payment options so you can get the treatment you need.
Cigna Coverage For Addiction Treatment
One of the most expensive parts of the addiction treatment process is detox, which happens first. As you continue to abuse drugs or alcohol, you may become dependent on the substances. Your mind and body may have a difficult time functioning without the substances.
If you’ve been abusing substances for a while, you’ve probably experienced some symptoms of withdrawal at one point or another. The best way to begin your recovery is to go to a qualified addiction treatment center that can help you through the detox process.
In some cases, withdrawal can lead to seizures or heart failure, which is why it’s so important to be under medical supervision. With your Cigna insurance, you won’t have to worry about the costs of the medical care that you receive during the detoxification process.
After detox comes treatment. Which rehab program a person will enter depends on the severity and duration of substance abuse.
Rehab programs which may be covered by your Cigna plan include:
- medication-assisted treatment
- inpatient treatment
- partial hospitalization
- intensive outpatient
- outpatient programs
- 12-step programs
Seeking Addiction Treatment Using Your Cigna Plan
Rehab centers that accept Cigna insurance are going to be able to not only help you get sober, but they’ll help you stay sober as well.
One of the mistakes that people make when trying to get sober is that they think that their physical dependence was the primary issue.
Does Cigna Cover The Cost Of Inpatient Rehab Programs?
Those who only go through detox and don’t receive rehabilitation for their addiction have slim chances of staying clean and sober.
That’s why it’s important to know that your Cigna insurance will help cover the cost of the treatment needed to help you maintain your recovery. One of the most effective forms of care for addiction is inpatient rehab programs.
To fully recover from your addiction, it’s important to get down to the root causes of your addiction and inpatient programs are fully equipped to help you do this. Many people who struggle with addiction have underlying mental health issues as well.
While you’re in treatment, you’re going to have the opportunity to receive individualized care from a therapist as well. Working with a therapist gives you a place where you can be open and honest about everything.
You’ll begin to get some clarity as to why you continue to turn to drugs or alcohol as a way to cope with life. A therapist is going to be able to help you understand your triggers, but they’ll also be able to help you learn healthy coping skills.
Addiction treatment centers that accept Cigna insurance are going to use the best therapeutic methods possible, including evidence-based treatments, to help you recover.
One of the most common forms of evidence-based therapy is Cognitive Behavioral Therapy (CBT). This is a form of therapy that helps you be able to identify unhealthy thoughts and behaviors that are fueling your addiction.
Once you begin identifying these thoughts and behaviors, you can start replacing them with healthy ones. Over time, your brain will begin to change, and you’ll have healthy solutions when you’re trying to manage the stress of everyday life while maintaining sobriety.
Which Outpatient Rehab Centers Accept Cigna Insurance?
Addiction treatment is designed to give you a foundation for your recovery, and this may be through inpatient treatment. As you begin to progress in your recovery, however, you can benefit from going to outpatient treatment as well.
This is a great way to continue strengthening your recovery while you transition back to everyday life. When you use your Cigna insurance for addiction treatment, you may be able to have outpatient treatment covered as well.
Many studies show that you have a much higher chance of long-term recovery when you transition into lower levels of care.
Your Cigna insurance also wants to give you the best chances of maintaining your recovery so you don’t have to return to treatment. Many Cigna policies will assist you with outpatient treatment to continue strengthening your recovery.
How To Use Cigna Insurance To Pay For Addiction Treatment
If you’re struggling with an addiction to drugs or alcohol and have Cigna insurance, allow us to help you find a treatment program that works for you.
Our goal is to help you find the best treatment center possible that will suit your needs while also accepting your insurance. Give us a call today so we can help you begin your road to recovery.