Kaiser Permanente Insurance comprises one of the nation’s most considerable insurance providers, serving around 12 million members.
Each Kaiser Permanente insurance plan offers varying amounts of coverage to be applied to each addicted individual’s plan for substance abuse treatment.
Individual and family plans provided under Kaiser Permanente insurance all cover some level of addiction treatment. Rehabilitation costs may be entirely taken care of or at least mostly covered.
Those struggling with addiction should thoroughly review their particular plan to determine if their substance abuse treatment program is covered by Kaiser Permanente.
Speaking with a Kaiser Permanente representative can assist the addicted individual hoping to enter into addiction treatment.
Kaiser Permanente Coverage For Substance Abuse Treatment
Coverage for addiction and substance abuse treatment varies by plan. Treatment types also vary depending on the type and intensity of care sought by the recovering individual.
Usually, the types of addiction care covered by Kaiser Permanente include inpatient services, intensive outpatient services, and outpatient services.
Additionally, rehabilitation services often consist of supervised detoxification, therapy (group and/or solo) sessions, and cognitive behavioral therapy.
Kaiser Permanente currently offers Individual and Family Plans, Medicaid Plans, Medicare Plans, Employer Plans, and Small Business Plans.
The tiers offered for these plans include:
The higher the tier, (Platinum being the highest, Bronze being the lowest) typically the higher the cost and the lower the copay or deductible.
Kaiser Insurance representatives will be able to tell those struggling with addiction exactly what their plan will cost and what it will cover.
Finding Rehab Centers That Accept Kaiser Permanente Insurance
Pinning down drug and alcohol rehab centers that accept Kaiser Permanente is not difficult if those struggling with addiction research to ensure that their rehab center of choice will work with Kaiser.
It is recommended that those addicted individuals seeking addiction treatment pinpoint a rehab center that will work with their insurance plan.
This ensures that there will be no problems when dealing with the payment necessary for treatment.
Kaiser Permanente believes that the individual should focus on recovery first and foremost and should not have to be stressed about finances, as this can only slow down or inhibit one’s recovery process.
Addiction treatment can be expensive if being paid out of pocket. That is why it is recommended to have insurance to help cover the cost of treatment.
If those struggling with addiction try to work with a rehab center that does not accept Kaiser Permanente, Kaiser still may be able to help out the addicted individual in some way.
A lot of rehab facilities will allow the cost of treatment to be paid off bit by bit over time; this is called using installments.
Many addiction treatment centers and facilities provide outstanding financial assistance because they acknowledge that the added stress of finances may put a recovering individual in an unnecessarily stressful situation that could tempt relapse.
Some rehab programs also offer sliding fee scales, where treatment cost depends on the amount of income the addicted individual receives.
Do Rehab Centers Have To Be In-Network To Accept Kaiser Permanente?
Kaiser Permanente does have limitations on where a client may go for their substance abuse treatment.
Because Kaiser Permanente Insurance is available only in certain states, it is possible that the addicted individual may have to attend rehab centers solely in their state of residence.
If the rehab center of choice happens to be located in a state or area that is not covered under Kaiser Permanente insurance, then the recovering individual’s treatment will be considered as being out-of-network.
While some plans may cover a portion of an addicted individual’s out-of-network costs, not all plans will pay for out-of-network treatment. Some plans will not cover any out-of-network costs.
It should generally be assumed that out-of-network treatment will have to be paid completely out of pocket by the addicted individual.
Any addicted individual considering going out-of-network for treatment should contact a Kaiser Permanente adviser or specialist to determine if they will receive any coverage for their out-of-network rehab service.
It is crucial that the individual seeking addiction treatment fully understand their plan and the options for coverage that will come with it.
Which Rehab Centers Accept Kaiser Permanente Insurance?
Again, contacting a treatment specialist is a surefire way to locate drug and alcohol rehab centers that accept Kaiser Permanente.
Many rehab centers will operate with Kaiser Permanente insurance for addiction treatment. However, every rehab center is different.
If the addicted individual calls the treatment center in question, they should be able to provide a list of the insurance providers that they currently accept. If Kaiser is on the list, they should be able to proceed with pursuing treatment.
States That Offer Kaiser Permanente Insurance
Kaiser Permanente currently has locations in and covers 8 states throughout the U.S.
This is a list of the 8 states that are currently covered by Kaiser Permanente:
- California: Kaiser Permanente of California
- Colorado: Kaiser Permanente of Colorado
- Georgia: Kaiser Permanente of Georgia
- Hawaii: Kaiser Permanente of Hawaii
- Maryland: Kaiser Permanente of Maryland
- Oregon: Kaiser Permanente of Oregon
- Virginia: Kaiser Permanente of Virginia
- Washington: Kaiser Permanente of Washington
Seeking Addiction Treatment Using Your Kaiser Permanente Plan
There are many wonderful drug and alcohol rehab centers that accept Kaiser Permanente. Kaiser Permanente prioritizes the care of individuals struggling with addiction. Many addicted individuals have chosen to use Kaiser Permanente insurance for addiction treatment.
Some drug and alcohol rehab centers that accept Kaiser Permanente may be out-of-network. Those particular rehab centers may not fully cooperate with Kaiser Permanente Insurance.
That is why an individual looking to recover from addiction should first contact a treatment specialist before deciding on a treatment center. Cost should not have to be a deciding factor when locating drug and alcohol rehab centers that accept Kaiser Permanente.
Many financing and payment options are available when working with such a versatile and accommodating insurance provider like Kaiser Permanente.
Before deciding to attend treatment at a specific rehabilitation center, first talk with a specialist about your own specific health plan and the services that it provides.
Full recovery and healing is possible. Kaiser Permanente insurance wants to make sure that all of its clients struggling with addiction get the treatment that they need and deserve.
In order to make its coverage available to all in need, Kaiser offers individual and family insurance plans. Be sure to compare all available options before determining which rehab center or treatment facility to pursue.
Call and speak with one of our treatment specialists today to learn more about the rehab centers that accept Kaiser Permanente plans.
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