Roughly 40 years ago, people who drank excessively or used illegal drugs were considered to be the lowest members of society. They were treated accordingly.
After research was finally conducted on the way addiction affects a person’s mental and physical health, results brought awareness to the specialized health needs of addicted individuals.
Now, health insurance companies across the country are willing to cover the cost of the treatment centers that are crucial to the recovery process. This includes those insurance companies that work solely with low-income and disabled individuals, such as Amerigroup.
Does Amerigroup Insurance Cover Addiction Treatment?
Amerigroup covers addiction treatment as part of the many services that are included in their comprehensive care plans. The plans that they offer are based on a person’s age, income, and whether they are disabled. The first plan is called Medicaid.
Medicaid through Amerigroup provides coverage for both children and adults who live in a low-income family. The second plan is a Medicare advantage plan, which covers only senior citizens who are disabled.
The next plan is a combination of Medicaid and Medicare, so a person has to be over 21 years old to qualify for it. Lastly, there is a Medicare supplement insurance plan that helps to cover any extra costs that the other Medicare plans don’t cover.
Each of the Amerigroup plans has its own set of rules regarding what kind of coverage they offer to policyholders who need to enter a rehab program.
For the most part, the main concern of any of these health plans is to ensure that those who need specialized treatment services receive them in an economical manner and efficient manner.
How To Use Your Amerigroup Plan For Addiction Treatment
Figuring out how to use your Amerigroup health plan for drug rehab usually requires a visit to the doctor first. The doctor has to be one of Amerigroup’s approved physicians.
During the appointment, the doctor will discuss the mental and physical health issues that a person may be having because of their addiction. They may also do testing to determine whether a person currently has drugs in their system.
After this, using Amerigroup to pay for addiction treatment requires that the doctor submit a request to the insurance company to see if they will approve the person being sent to the addiction treatment center.
Usually, doctors have to search for a rehab facility that will accept the insurance, which isn’t always easy. If a person is approved, most of Amerigroup’s plans will cover inpatient and outpatient care, detoxification programs, counseling, and medication.
But the decision to allow someone to be in an inpatient setting is usually based on what substance they are addicted to and whether it would be safe for them to detox without medical supervision.
List Of Amerigroup Plans By State
Rehab centers that accept Amerigroup health insurance are limited because of the special plans that the company offers to low-income individuals and the disabled.
Some of the states that Amerigroup covers only offer certain plans. It is important to contact the company for more specific information about an individual’s particular plan and its exact coverage.
The following is a list of the states that offer Amerigroup insurance plans:
- District of Columbia
- New Jersey
- New Mexico
Finding A Rehab Center That Accepts Amerigroup
Using Amerigroup to pay for addiction treatment requires a lengthy approval process mainly because of the time that it takes health providers to search for a rehab center that will accept the insurance plan.
In order to shorten this time frame, it helps to talk to one of our qualified representatives to get a list of rehab centers to give to the doctor. We can also go over the details of the rehab services that your specific plan covers.
This is crucial for those seeking addiction treatment since millions of Americans don’t get drug and alcohol addiction treatment because they don’t realize their insurance plan will help cover the cost of it.
Amerigroup is a health insurance company that focuses on providing services for low-income individuals who are elderly or disabled. With high numbers of those seeking treatment and restrictions on plans by state, the approval process for getting treatment may take longer than with other health plans.
Because of this, we recommend that those with Amerigroup insurance call us for a list of treatment facilities in their area that they can give to their doctor. To learn more, contact us today.
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