Caring for a child is one of the greatest sacrifices a parent can make. Single parents with a drug or alcohol addiction often face a unique set of challenges, including increased financial strain.
The cost of addiction treatment can vary significantly, ranging from a few hundred dollars to as much as tens of thousands of dollars.
Factors like the levels of care provided can affect treatment costs, as inpatient addiction recovery treatment tends to be more expensive than outpatient services.
There are several financial assistance options available to single parents seeking drug or alcohol rehabilitation, including help through several government initiatives.
The Affordable Care Act (ACA) And Addiction Care
Rehabilitation costs can be daunting, especially for single parents who must also provide for their children.
Fortunately, several avenues exist to help ease this financial burden. One significant source of financial support is through the ACA.
Under the ACA, people with substance use disorder (SUD) are protected from benefit limitations when seeking addiction treatment.
This means that any ACA-compliant health insurance policy may cover a substantial portion of drug rehab expenses, typically ranging from 60% to 90% of all costs.
State Grants For Addiction Treatment
State grants for addiction treatment vary from one location to another and depend on income levels.
Single parents facing drug addiction can often access more generous financial assistance programs tailored to the specific needs of their family.
These state grants aim to ensure that parents can access the help they need to overcome substance use without compromising their responsibilities to their children.
It’s essential to research your state’s specific grant options and criteria to determine your eligibility before applying.
Federal Grants For Substance Abuse Programs
The Substance Abuse and Mental Health Services Administration (SAMHSA) issues block grants, funded through federal resources, to support addiction treatment services nationwide.
These grants are distributed to state-level treatment providers, assisting single parents who might otherwise struggle to afford addiction treatment while juggling the demands of parenthood.
To qualify for these grants, you may need to meet income requirements or be part of a court-ordered treatment program, but they can significantly alleviate the financial burden of treatment.
Your Addiction Healthcare Rights
An essential piece of legislation that ensures fairness in the coverage of mental health and substance use disorder treatment is the Mental Health Parity and Addiction Equity Act (MHPAEA), which works in tandem with the ACA.
This law prevents group health plans and health insurance issuers from imposing less favorable benefit limitations on mental health and addiction treatment, compared to traditional medical or surgical treatment.
This protection is crucial for single parents seeking addiction treatment, as it ensures that they receive the same level of care and financial support as anyone else with a health condition.
Other Payment Assistance Options
Single parents may also want to check with individual rehab centers to ask if they provide payment options such as a sliding fee scale or payment plans.
A sliding fee scale bases the amount a client pays for treatment on their income level, with people who earn less paying less than people who earn more.
Finally, free and low-cost rehab centers make addiction treatment more accessible for all people.
Get Started On The Path To Recovery
For single parents facing drug or alcohol addiction, taking the courageous step toward recovery is commendable.
The financial cost should not deter anyone from seeking the help they need, especially when it means providing a better future for their children.
The combined impact of assistance that these listed benefits provide helps ensure that single parents experiencing addiction have access to comprehensive and affordable treatment services.
The road to recovery may be challenging, but with the right support system and financial assistance, it is a path that can lead to a healthier and brighter future for you and your family.
Find Addiction Treatment Today
If you are facing drug or alcohol addiction, help is available. Call Addiction Resource today to discover available treatment options.
Addiction Resource aims to provide only the most current, accurate information in regards to addiction and addiction treatment, which means we only reference the most credible sources available.
These include peer-reviewed journals, government entities and academic institutions, and leaders in addiction healthcare and advocacy. Learn more about how we safeguard our content by viewing our editorial policy.
- CMS.gov — The Mental Health Parity and Addiction Equity Act (MHPAEA)
https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/mhpaea_factsheet#Summary_of_MHPAEA_Protections - LendEdu.com — Financial Assistance for Those Recovering From Addiction
https://lendedu.com/blog/financial-aid-for-drug-rehab/
