One of the first medical publications to ever mention that addiction was a disease was written by a man named Thomas Trotter in 1804.
After this, other medical experts of the era came forward to give their own opinions on the medical side of addiction. They were only addressing alcoholism though because, at the time, drug use wasn’t an impending medical issue in the way that it is today.
Unfortunately, much of the research on addiction as a disease was swept aside until recently when it was backed by studies that proved it was true.
This caused an enormous amount of changes in the healthcare industry because it made it necessary for insurance companies to cover the costs of addiction treatment. One of the main companies to lead the way in the movement was the Magellan health insurance company.
Does Magellan Health Cover Addiction Treatment?
Figuring out how to pay for addiction treatment with Magellan health insurance is a fairly easy process because the company already has a strong background in behavioral health and addiction treatment.
In fact, before they ever started offering health insurance, they were a psychiatric hospital chain. This is beneficial to those paying for drug rehab with Magellan because the company has a deep understanding of the way drugs and alcohol affect a person’s physical and mental health.
They use this information to help ensure policyholders get the care that they need as quickly and effectively as possible.
One of the ways that they do this is with predictive modeling to help identify those who have the highest risk of developing long-term health issues because of an addiction.
Once a person’s addiction issues have been identified, they are encouraged to get into a preventative treatment program. Preventative measures such as this can help change the course of their addiction so it doesn’t progress.
Which Addiction Treatment Services Are Covered?
Magellan is also different because they are willing to take on those who have the most severe types of mental illnesses and disabilities that would normally be left by the wayside.
To best help these high-risk policyholders, the company offers those who are paying for drug rehab with Magellan both Medicaid and Medicare plans that will reduce their out-of-pocket expenses. But they have other plans for those who have higher incomes, too.
The types of addiction treatment services that Magellan is willing to cover depend on each individual’s specific health needs and which insurance plan they have.
However, most Magellan plans will pay some part of the inpatient and outpatient treatment, counseling, and medications that an addicted person needs.
They also help with aftercare programs and alternative substance abuse rehab programs if these are considered to be beneficial for addicted individuals.
How To Use Your Magellan Health Plan For Addiction Treatment
The Magellan health insurance company works hard to prevent mental and physical health problems in their policyholders because this helps them keep their overall costs down.
Those who want to know how to pay for addiction treatment with Magellan should be aware that the company will want to get them into some type of treatment or detoxification program right away.
However, one of the requirements of treatment that is paid for by Medicaid, Medicare, and other plans is that it has to be approved by a doctor first to ensure that it is medically necessary.
If a person happens to have a Magellan plan with an annual deductible to meet, they will have to pay the deductible before they are able to get any coverage. There might also be some co-payments and other fees to take care of.
List Of Magellan Health Plans By State
Magellan health insurance plans are only available in select states, which means rehab centers are limited to the states that offer Magellan plans.
The following is a list of the states that have rehab centers that accept Magellan health insurance:
- New York
Finding A Rehab Center That Accepts Magellan Health
The Magellan health insurance company is one of the largest insurance companies in the United States, so there are quite a few rehab centers that accept Magellan health insurance.
Many of them are spread out across only certain states, and this can make it difficult to find the right rehab program, especially if a person has a specific mental or physical health issue that is being caused by their addiction.
One way to get around this time-consuming process is to contact one of our representatives first, so we can do the work for you.
Magellan Health is one of the best insurance companies to go through when it comes to addiction treatment because they have a solid understanding of the way that addiction affects the brain.
They offer a wide variety of plans, too, and most of them cover at least a portion of the drug and alcohol treatment that an addicted person needs.
Since Magellan is a large company, it can take time to find a rehab center that will accept this insurance. Those who need help getting matched up with a rehab center that accepts their Magellan plan should give us a call today.
Published on October 29, 2019
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- Magellan Healthcare — Behavioral Healthcare